Rare opportunity in the heart of North Central Phoenix! option to covert to Duplex. This versatile property offers exceptional flexibility with a detached guest house and separate living spaces, creating potential for duplex-style living, multigenerational occupancy, or income-producing opportunities. Buyers are encouraged to explore the possibilities this unique layout provides. The home has been thoughtfully updated and features modern finishes, an open and functional floor plan, updated kitchens and baths, and abundant natural light throughout. The spacious lot offers ample parking, RV access, and multiple outdoor entertaining areas. A standout feature is the fully owned solar systems--paid off at closing--providing substantial long-term energy savings with no solar lease or loan payments. Additional upgrades contribute to the home's efficiency, comfort, and move-in-ready appeal. Ideally located in a sought-after North Central Phoenix neighborhood close to shopping, dining, schools, and freeway access. Whether you're seeking a primary residence, multigenerational setup, or property with income potential, this one offers endless possibilities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $829,246. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.