Properties / 9584 W TINAJAS Drive W
FHA ASSUMABLERate: 6.2%

9584 W TINAJAS Drive W

$250,000
Arizona City, AZ 85123
3 beds2 baths1,801 sqftSingle Family
The assumable advantage
6.2%
FHA assumed rate
$169,444 interest already paid off
Estimated Loan Balance$104,615
Cash to close$145,385
Est. Monthly PITI$1,435
Initial Loan Amount$174,275
Time on site7 days
Remaining Term11 years, 4 months
Seller's equity (what you pay)
$145,385
Cash or secondary financing
Monthly savings
$401
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

1801sf 3bed 2 bath Very Convenient Location Arizona City! Tile Floors, Light Oak Cabinetry, Open Kitchen to Dining and Living Room! 2 car garage with extra storage area! On .2 acres, corner lot, NO HOA! Just minutes from the 10. Low Maintenance Gravel, Dirt, Grass Front and Back.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $145,385. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,801
Property typeSingle Family
MLS #7075994
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,073/mo
Source est. payment (PITI)
$1,435/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$145,385

Asking price minus remaining loan balance. Closing costs are additional.

$0$145,385
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.