Properties / 2215 Family Circle
VA ASSUMABLERate: 3.01%

2215 Family Circle

$349,000
Bullhead City, AZ 86442
3 beds2 baths1,309 sqftSingle Family
The assumable advantage
3.01%
VA assumed rate
$44,358 interest already paid off
Estimated Loan Balance$231,702
Cash to close$117,839
Est. Monthly PITI$1,430
Initial Loan Amount$265,980
Time on site14 days
Remaining Term24 years, 1 month
Seller's equity (what you pay)
$117,298
Cash or secondary financing
Monthly savings
$930
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Perfectly positioned in Arroyo Vista Estates, to 2215 Family Circle is residence where thoughtful design, quality finishes, and an unbeatable location come together to create the perfect place to call home. This beautifully maintained 3 bedroom, 2 bathroom home features 9 foot ceilings throughout, creating an open, airy atmosphere filled with abundant natural light that makes every room feel spacious and inviting. Whether you're relaxing with family or entertaining friends, you'll appreciate the comfortable flow. The well-appointed kitchen is designed to impress with custom quiet-close cabinetry, granite countertops, and ample workspace, making it equally suited for everyday meals or hosting family and friend gatherings. Retreat to the spacious primary suite, complete with a luxurious bathroom featuring dual vanities, a walk-in shower, and an oversized walk-in closet. Two generously sized guest bedrooms and a full guest bathroom provide comfortable accommodations for family, guests, or a home office. Practicality meets convenience with a large laundry room offering abundant storage space and a deep garage perfect for larger vehicles, boats, or recreational vehicles. Step outside and discover one of Bullhead City's most desirable neighborhoods. Located directly across the street from the Arroyo Vista Estates community park, you'll enjoy easy access to the community pool and spa, playground, walking and running paths, and beautifully maintained park areas all just moments from your front door. Just five minutes from shopping, restaurants, schools, medical services and more. Whether you're looking for a family home, a retirement retreat, or a low-maintenance property in a prime location, this exceptional residence offers the perfect combination of comfort, quality, and convenience.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $117,298. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,309
Property typeSingle Family
MLS #040824
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,128/mo
Source est. payment (PITI)
$1,430/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$117,298

Asking price minus remaining loan balance. Closing costs are additional.

$0$117,298
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.