Tucked away on nearly an acre backing the USFS in sought-after Starlight Ridge, this enchanting 5-bedroom, 4-bath mountain retreat blends storybook charm with modern comfort. Rustic siding gives the home a whimsical gingerbread-cabin feel, while soaring walls of windows invite the surrounding pines indoors, filling the spacious interior with natural light. Enjoy cozy evenings beside stunning stone fireplaces in both the living room and the primary suite. The expansive back deck is perfect for entertaining beneath the trees. With 3,519 sq ft, abundant storage, oversized 2 car garage, and room for family, guests, or a luxury short-term rental, this forest sanctuary offers privacy while remaining close to shopping, dining, lakes, schools, and skiing.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $438,891. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.