Priced under appraised value for instant equity. Premium homesite with only one neighbor and open space next door. This 3-bedroom + den, 2-bath home delivers a strong 1,902 sq ft layout with an open great room and split bedrooms. The kitchen hits all the marks: white cabinets with crown molding, undercabinet lighting, granite, black appliances, a walk-in pantry, and an island with pendant lighting. Enjoy a screened-in patio and a private, low-maintenance backyard built for easy living. The primary suite offers a high-impact setup with dual sinks, a separate tub and shower, and a walk-in closet. Added value throughout: new water heater (2026), holiday lighting outlets, water softener, R/O system, and a 2-car garage with epoxy floors and a service door.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $38,238. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.