Well-cared-for Annapolis (expanded) model in desirable Sun City West featuring 2 bedrooms and 2 bathrooms with a comfortable, functional layout. The spacious kitchen offers abundant cabinetry and storage, making meal prep and entertaining easy. Both bedrooms feature spacious closets for added storage. A versatile office/utility room just off the garage provides flexible space for hobbies, a workspace, or additional storage. Enjoy Arizona living on the large screened-in back patio, perfect for relaxing or entertaining. Pride of ownership shows throughout, plus a new water heater for added peace of mind. Ideally located near golf, recreation centers, shopping, and dining.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $157,140. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.