Properties / 15983 W DURANGO Street
VA ASSUMABLERate: 6.12%

15983 W DURANGO Street

$350,000
Goodyear, AZ 85338
3 beds2 baths1,591 sqftSingle Family
The assumable advantage
6.12%
VA assumed rate
$33,256 interest already paid off
Estimated Loan Balance$293,450
Cash to close$56,550
Est. Monthly PITI$2,098
Initial Loan Amount$299,570
Time on site10 days
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$56,550
Cash or secondary financing
Monthly savings
$243
Versus today's market rate
Est. savings per year
$3K
Versus today's market rate

About this home

Discover this charming single-story home with great curb appeal, a manicured landscape, and a 2-car garage! The interior showcases an inviting layout with soft carpeting underfoot, built in surround system in family room, tile in all the right places, vaulted ceilings that make it feel even more spacious, and a soothing palette that makes you want to stay. The kitchen displays oak cabinetry for ample storage and tiled counter tops. Get a good night's rest in the main bedroom, complete with a walk-in closet for easy organization and a bathroom with dual sinks. Gather with your loved ones in the backyard for relaxing evenings, including a covered patio perfect for morning coffee and a grass area perfect for games. Plus, a newer AC unit for peace of mind. Make this gem yours now!!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $56,550. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,591
Property typeSingle Family
MLS #7073905
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,821/mo
Source est. payment (PITI)
$2,098/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$56,550

Asking price minus remaining loan balance. Closing costs are additional.

$0$56,550
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.