Properties / 2210 W HEATHERBRAE Drive
FHA ASSUMABLERate: 5.73%

2210 W HEATHERBRAE Drive

$510,000
Phoenix, AZ 85015
6 beds3 baths sqftSingle Family
The assumable advantage
5.73%
FHA assumed rate
$23,471 interest already paid off
Estimated Loan Balance$376,052
Cash to close$134,369
Est. Monthly PITI$2,669
Initial Loan Amount$380,545
Time on site31 days
Remaining Term28 years, 11 months
Seller's equity (what you pay)
$133,948
Cash or secondary financing
Monthly savings
$787
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Great investment opportunity in Central Phoenix! This triplex was recently updated and each unit has a large living room, two-bedrooms, one bathroom, a spacious kitchen, and great backyard space. All three units are fully leased with stable tenants. All 3 are month to month. Good roof (replaced in 2016) and new air-conditioning units (replaced in 2020 & 2024). Make your move now! Drive by only. Do not disturb tenants. Assumable FHA loan, balance $376k at 5.73% rate. 29 years remaining. Sellers credit available with acceptable offer.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $133,948. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms6
Bathrooms3
Property typeSingle Family
MLS #7065237
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,221/mo
Source est. payment (PITI)
$2,669/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$133,948

Asking price minus remaining loan balance. Closing costs are additional.

$0$133,948
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.