Discover comfortable Flagstaff living at 737 W Cattle Drive Trl in Ponderosa Trails. This 4 bedroom, 2.5 bath multi-level home offers 2,658 sq ft with a smart layout designed for gathering, working, and relaxing. Enjoy formal dining, granite counters with an eat-in kitchen with island, pantry, walk-in pantry, gas range, dishwasher, microwave, and disposal. The great room and primary bedroom each have a fireplace, with vaulted ceilings adding warmth and openness. Upstairs, the primary suite includes a soaking tub, separate shower, and dual sinks. Paid Solar, a whole house fan, forced air natural gas heat, a 2 car garage, and a lightly treed level lot add everyday value in one of Flagstaff's established communities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $594,201. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.