Properties / 2786 S APACHE Drive
VA ASSUMABLERate: 3.45%

2786 S APACHE Drive

$415,000
Chandler, AZ 85286
2 beds3 baths1,278 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$57,957 interest already paid off
Estimated Loan Balance$371,107
Cash to close$44,633
Est. Monthly PITI$2,099
Initial Loan Amount$404,877
Time on site29 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$43,893
Cash or secondary financing
Monthly savings
$633
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Stunning curb appeal in a private gated neighborhood, Welcome to 2786 E. Apache, a nearly new 2 bedroom plus den home designed for effortless, low maintenance living. Inside, you will find a light and bright layout anchored by a spacious kitchen featuring pristine white cabinetry, ample counter space, and modern finishes perfect for cooking and entertaining. The added flexibility of the separate den provides an ideal space for a home office, hobby room, or guest area. Step outside to the star of the home, an expansive outdoor patio created for ultimate relaxation. Whether you are resetting after a long day, firing up the grill for a weekend BBQ, or giving your pets space to lounge, this outdoor setup covers all the bases. The community perks make this home a standout, featuring gated entry, a refreshing community pool, and a playground. Plus, the prime location puts you right near top rated schools, excellent dining options, entertainment, and quick freeway access. This move in ready home combines modern design, smart layout, resort style amenities, and outdoor living at its finest.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $43,893. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms3
Square feet1,278
Property typeSingle Family
MLS #7066171
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,814/mo
Source est. payment (PITI)
$2,099/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$43,893

Asking price minus remaining loan balance. Closing costs are additional.

$0$43,893
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.