Adorable, well-maintained ranch home in Youngtown offering an unbeatable location near Sun City's shopping, dining, and golf -- with no age restrictions and no HOA. ASSUMABLE 3% FHA LOAN, upon lender approval. Fresh interior paint and newly updated hardware and fixtures throughout give this home a clean, modern feel. The kitchen features ample white cabinetry, granite countertops, and stainless steel appliances. Low-maintenance tile flooring runs throughout the home. The bathroom has been updated with a tiled tub/shower surround, matte black fixtures, and a wood-accent vanity. One bedroom offers a sliding barn door closet. Outside, enjoy a large fully block-fenced backyard -- a standout feature for the area -- plus a covered, screened patio. You will enjoy the convenience of the attached carport, and indoor laundry room with washer/dryer included. Pavers have been added to create additional parking. Mature shade trees complete the desert landscaping front and back. Welcome home!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $65,127. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.