FHA Eligible!! Welcome to this adorable, updated home located in a great north Phoenix neighborhood. Featuring updates to kitchen, bathrooms, flooring, and a welcoming, light-filled dining room. There is a separate room attached to the home with separate entrance, making a great add'l bedroom, office, and currently used as a play room. Major improvement includes a new sewer line. 3rd car parking spot on driveway. Step outside to a fenced sparkling pool and covered patio - perfect for Arizona living, along with a workshop and backyard storage shed for added convenience. A great combination of charm, functionality, and outdoor living.(Roof & AC about 9 years old)
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $241,427. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.