★ 5.3% ASSUMABLE LOAN AVAILABLE ★ Move-in ready and beautifully upgraded! This 4-bed, 2.5-bath Johnson Ranch home offers 1,905 sq ft of designer living with a newer AC, updated flooring, and custom shiplap and board-and-batten accents. The bright kitchen features white cabinetry, quartz countertops, stainless steel appliances, and a custom built-in pantry. Upstairs features four spacious bedrooms including the primary suite. Enjoy an extended patio and large private backyard. Master-planned community includes 3 heated pools, 9-hole pitch & putt, tennis, pickleball, lake, and 19 parks. All appliances included. Close to shopping and dining! The Johnson Ranch Community offers dozens of amenities, including more than 300 acres of recreation and green belt space, three community pools with spas, a nine-hole pitch and putt golf course, a catch and release pond, tennis courts, pickleball courts, basketball courts, a sand volleyball court, a softball field, a nine-hole disc golf course, and 19 playgrounds throughout the community.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $22,246. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.