Properties / 6449 W BETHANY HOME Road
FHA ASSUMABLERate: 5.5%

6449 W BETHANY HOME Road

$319,900
Glendale, AZ 85301
4 beds2 baths1,200 sqftSingle Family
The assumable advantage
5.5%
FHA assumed rate
$38,214 interest already paid off
Estimated Loan Balance$32,088
Cash to close$288,076
Est. Monthly PITI$519
Initial Loan Amount$49,094
Time on site50 days
Remaining Term13 years, 5 months
Seller's equity (what you pay)
$287,812
Cash or secondary financing
Monthly savings
$1,605
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

This 4-bedroom, 2-bath home with an RV gate also includes an unpermitted bonus room/studio with a separate entry. Buyer to verify all facts, square footage, and intended use. Step inside to a spacious living room filled with natural light, a neutral palette, and tile flooring throughout. The eat-in kitchen features plenty of cabinets, tile counters and backsplash, and built-in appliances. All bedrooms offer well-sized closets. Spacious backyard with a covered patio, storage shed.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $287,812. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,200
Property typeSingle Family
MLS #7054308
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$282/mo
Source est. payment (PITI)
$519/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$287,812

Asking price minus remaining loan balance. Closing costs are additional.

$0$287,812
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.