Welcome to this charming single-level home. Situated on a corner lot, this 3-bed, 2-bath home features a recently installed AC and water heater, plus a rare assumable loan opportunity for qualified buyers with an approximate $280K balance at just 3.25% interest and payments under $2,000/month. Inside, enjoy vaulted ceilings, a designer palette, abundant natural light, wood-look tile in main areas, and plush carpet in bedrooms. The functional layout offers open living and dining spaces, plus a separate family room with backyard access. The kitchen includes stainless steel appliances, a pantry, and ample cabinetry. The spacious primary suite features a walk-in closet and dual-sink bath. Relax or entertain in the backyard with grass and an extended paver patio.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $48,355. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.