Properties / 1867 N VISTA Lane
FHA ASSUMABLERate: 6.91%

1867 N VISTA Lane

$320,000
Casa Grande, AZ 85122
3 beds2 baths1,569 sqftSingle Family
The assumable advantage
6.91%
FHA assumed rate
$21,283 interest already paid off
Estimated Loan Balance$229,468
Cash to close$90,532
Est. Monthly PITI$1,942
Initial Loan Amount$232,498
Time on site0 days
Remaining Term28 years, 8 months
Seller's equity (what you pay)
$90,532
Cash or secondary financing
Monthly savings
$353
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

Well-maintained and thoughtfully situated in Cottonwood Ranch, this Casa Grande home offers comfortable living with a desirable corner-lot location backing to a greenbelt and next to a walking path. The open-concept interior features granite countertops, a kitchen island, pantry, and a versatile den/flex space ideal for an office, hobby room, or additional living area. The primary suite includes a modern floating vanity. Outside, enjoy an established yard with mature trees, covered patio, pavers, lawn, gravel, and additional side-yard space. Conveniently located near schools, Safeway, parks, shopping, restaurants, and everyday amenities.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $90,532. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,569
Property typeSingle Family
MLS #7079275
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,534/mo
Source est. payment (PITI)
$1,942/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$90,532

Asking price minus remaining loan balance. Closing costs are additional.

$0$90,532
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.