Properties / 36427 N TAHANTA Trail
VA ASSUMABLERate: 2.74%

36427 N TAHANTA Trail

$399,900
San Tan Valley, AZ 85140
3 beds2 baths2,004 sqftSingle Family
The assumable advantage
2.74%
VA assumed rate
$35,468 interest already paid off
Estimated Loan Balance$221,827
Cash to close$180,663
Est. Monthly PITI$1,314
Initial Loan Amount$250,711
Time on site50 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$178,073
Cash or secondary financing
Monthly savings
$1,321
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

This is the one! Step in to this beautiful open concept 3bed 2bath home with an office and flex room--ideal for a 2nd office, playroom, or media area. Built in 2018, this 2004sf home has a highly functional floorplan with no wasted space. The spacious great room layout is enhanced by 9' ceilings and features a chefs kitchen with granite countertops, gas range, walk-in pantry, large island and ample cabinetry. Tile flooring runs through main areas with carpet in bedrooms. Smart home features include myQ garage opener, Ecobee thermostat and Ring doorbell camera. Enjoy a backyard thats perfect for relaxing or entertaining--with real grass, extended paver patio, and storage shed. The Meadows neighborhood features parks, playgrounds & walking paths and is close to shopping/dining. Welcome Home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $178,073. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,004
Property typeSingle Family
MLS #7025154
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,037/mo
Source est. payment (PITI)
$1,314/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$178,073

Asking price minus remaining loan balance. Closing costs are additional.

$0$178,073
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.