Properties / 2531 E Jeffrey Loop
VA ASSUMABLERate: 4.12%

2531 E Jeffrey Loop

$425,000
Flagstaff, AZ 86004
2 beds2 baths sqftSingle Family
The assumable advantage
4.12%
VA assumed rate
$67,874 interest already paid off
Estimated Loan Balance$114,729
Cash to close$310,628
Est. Monthly PITI$1,010
Initial Loan Amount$155,000
Time on site21 days
Remaining Term17 years, 11 months
Seller's equity (what you pay)
$310,271
Cash or secondary financing
Monthly savings
$1,751
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

BRAND NEW ROOF COMING SEPTEMBER 2026, PAID IN FULL.Welcome to this beautifully updated 2-bedroom, 2-bath home with MOUNTAIN VIEWS designed for comfort, style & serenity. The remodeled kitchen opens to a dramatic great room with soaring ceilings, wood burning fireplace & solar tubes for more natural light, creating a bright and inviting space to relax or entertain. Luxury vinyl plank flooring flows throughout entire home. Lower level offers a private bedroom & full bath, ideal for guests or flexible living. Step outside to a peaceful, Zen-inspired landscaped backyard w/ multiple fruit trees and gardens. Complete with a 1-car garage, this tranquil retreat blends modern updates with easy, low-maintenance living. Close proximity to trails, restaurants and shopping.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $310,271. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Property typeSingle Family
MLS #7069882
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$755/mo
Source est. payment (PITI)
$1,010/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$310,271

Asking price minus remaining loan balance. Closing costs are additional.

$0$310,271
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.