Properties / 27306 N 219th Avenue
VA ASSUMABLERate: 3.98%

27306 N 219th Avenue

$665,000
Wittmann, AZ 85361
4 beds2 baths2,082 sqftSingle Family
The assumable advantage
3.98%
VA assumed rate
$91,961 interest already paid off
Estimated Loan Balance$181,688
Cash to close$484,881
Est. Monthly PITI$1,436
Initial Loan Amount$235,991
Time on site50 days
Remaining Term19 years
Seller's equity (what you pay)
$483,312
Cash or secondary financing
Monthly savings
$2,785
Versus today's market rate
Est. savings per year
$33K
Versus today's market rate

About this home

Experience Arizona living at its finest in this beautifully maintained Santa-Fe style home situated on 1.31 acres of horse property with desert and mountain views. Offering 2,082 sq ft, this fully furnished 4-bedroom, 2-bath home features a desirable split floor plan designed for both comfort and privacy. Inside, you'll find warm real wood and tile flooring, stunning wood cabinetry, granite countertops, stainless steel appliances, and inviting living spaces filled with Southwestern charm. Major updates provide peace of mind, including a new roof in 2020 and HVAC system installed in 2021. Step outside and enjoy your own private retreat featuring an above-ground pool, spa, circular driveway, RV gate, and plenty of room for horses, toys, or future additions. The oversized 2-car garage provides added storage and convenience. Even better, all furnishings convey at no additional cost, making this truly move-in ready. Owned solar adds energy efficiency and low-cost bills!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $483,312. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,082
Property typeSingle Family
MLS #7036644
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,137/mo
Source est. payment (PITI)
$1,436/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$483,312

Asking price minus remaining loan balance. Closing costs are additional.

$0$483,312
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.