ASSUMABLE LOAN | CORNER LOT | COMMUNITY POOL & SPLASH PAD | EQUITY POTENTIAL Move-in ready with rare assumable financing on a prime corner lot near the park. Open-concept layout flows from living to dining to a modern kitchen with stainless steel appliances, granite counters, and a spacious island. Private primary suite offers a walk-in closet and en-suite bath with dual sinks and a walk-in shower. Landscaped yard and covered patio create a serene retreat with generous side and back yards for recreation or play. Resort-style amenities: pools, splash pads, playgrounds, dog parks, and a BBQ ramada -- all just outside your door.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $8,430. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.