Properties / 2495 S SEXTON RANCH Road
FHA ASSUMABLERate: 2.89%

2495 S SEXTON RANCH Road

$525,000
Cornville, AZ 86325
3 beds2 baths1,414 sqftSingle Family
The assumable advantage
2.89%
FHA assumed rate
$36,616 interest already paid off
Estimated Loan Balance$205,369
Cash to close$322,943
Est. Monthly PITI$1,460
Initial Loan Amount$231,990
Time on site50 days
Remaining Term24 years, 3 months
Seller's equity (what you pay)
$319,631
Cash or secondary financing
Monthly savings
$2,113
Versus today's market rate
Est. savings per year
$25K
Versus today's market rate

About this home

Experience high-desert privacy with city conveniences in this beautifully updated 3-bedroom, 2-bathroom Cornville home. Set on 2.67 elevated acres, this property offers a rare instant-equity opportunity, priced below its January appraisal. Property Highlights: Room for All Your Toys: 2.67-acre lot with NO HOA--perfect for your RV, boat, horse trailers, side-by-sides, or a future workshop. Modern Refresh: Crisp, open-concept 1,414 sq. ft. interior with a clean neutral palette, updated fixtures, and brand-new LifeProof™ plank flooring. Updated Kitchen & Baths: Features brand-new Corian countertops, a new dishwasher and disposal, and new porcelain tile in both bathrooms. Stargazer's Backyard: The large, fully fenced backyard is perfect for pets, entertaining, and taking in 360-degree panoramic views under dark Arizona skies. The Perfect Location: Enjoy country quiet just minutes to the Page Springs Wine Trail, Oak Creek, and outdoor hiking trails. Positioned perfectly in the Verde Valley, you are a short, scenic drive from the conveniences of Cottonwood and the world-class dining and red rocks of Sedona. Move-in ready with instant equity.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $319,631. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,414
Property typeSingle Family
MLS #6984741
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$983/mo
Source est. payment (PITI)
$1,460/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$319,631

Asking price minus remaining loan balance. Closing costs are additional.

$0$319,631
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.