One of the best values in North Phoenix just got even better! Opportunities like this don't come around often. Situated on over an acre bordering State Trust Land, this unique desert retreat offers endless Sonoran Desert and mountain views, no neighbors behind, and direct access to miles of trails for hiking, horseback riding, and ATV adventures. The value extends far beyond the views. With durable 2x6 construction, owned solar, newer windows, updated kitchen, bathrooms, HVAC and water heater, this home delivers the perfect combination of comfort, efficiency, and value. If you are looking for Priceless Views, Peace & Quiet, Room to Roam, and Incredible Energy Savings this may be the one you've been waiting for. Now with a substantial price improvement, you can see it for yourself to experience the beauty, freedom, and lifestyle that make this incredible North Phoenix property truly one of a kind.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $231,064. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.