Properties / 17329 W DESERT SAGE Drive
VA ASSUMABLERate: 6.5%

17329 W DESERT SAGE Drive

$505,000
Goodyear, AZ 85338
3 beds2 baths1,841 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$37,939 interest already paid off
Estimated Loan Balance$464,737
Cash to close$40,717
Est. Monthly PITI$3,145
Initial Loan Amount$469,990
Time on site50 days
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$40,263
Cash or secondary financing
Monthly savings
$2
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Assumable loan at 4.75% Welcome to this beautifully maintained home nestled in one of Goodyear's most amenity-rich communities. This immaculate residence features a desirable split floor plan, offering privacy with the spacious primary suite tucked away at the rear of the home, while two secondary bedrooms and a versatile den are located at the front. The interior showcases wood-look tile flooring throughout the main living areas, complemented by plush carpet in the bedrooms for added comfort. The kitchen is both stylish and functional, featuring a center island with breakfast bar, granite countertops, custom tile backsplash, and pendant lighting, perfect for everyday living and entertaining. The primary suite offers a relaxing retreat with a garden tub, separate shower, dual vanities, and a generous walk-in closet. Step outside to a beautifully finished backyard complete with low-maintenance turf, pavers, and a pergola, ideal for enjoying Arizona's outdoor lifestyle. Residents enjoy access to exceptional community amenities, including a private yacht club, two fitness centers, canoe, boat and yacht rentals, family and adult pools, lap pools, and multiple grilling and entertainment areas, all included in the HOA. This is more than a home, it's a lifestyle.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $40,263. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,841
Property typeSingle Family
MLS #7033080
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,976/mo
Source est. payment (PITI)
$3,145/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$40,263

Asking price minus remaining loan balance. Closing costs are additional.

$0$40,263
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.