ASSUMABLE VA LOAN AT 4.875%!! No MI!! Don't miss out on this spacious 2-bed, 2-bath condo with an open floor plan and 9-foot ceilings. The master suite features a Roman-style soaking tub, while the kitchen offers granite countertops, upgraded wood cabinetry, and a breakfast bar. Additional features include upgraded carpeting, a walk-in laundry room with full-size washer/dryer, and plenty of storage. Enjoy resort-style amenities: 3 pools, a Jacuzzi, a 2-story fitness center, business center, conference room, and BBQs. The gated complex includes a 4-story parking garage, with HOA management onsite. Conveniently located near the 51 Freeway, Sky Harbor, downtown, and walking distance to shopping and dining. A rare opportunity in a top location!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $67,826. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.