Brand new energy-efficient home located in a gated community. Community amenities include an amenity center with a pool, parks, sport court, and a future fitness facility. The home provides convenient access to walking trails connected to the community center. The kitchen features white cabinets with hardware, quartz countertops, and tile flooring. The 4-bedroom, 2-bathroom layout offers flexibility for a variety of living arrangements. Built with spray foam insulation and other energy-efficient features designed to promote comfort, durability, and potential cost savings.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.