Discover this charming home in Peoria! NO HOA! Featuring 3 beds, 1 bath, a 2-car garage, and RV gate with parking. Inside, you'll find a spacious living room with abundant natural light, vaulted ceilings, a neutral palette, and tile floors throughout. Further in, the eat-in kitchen is equipped with recessed lighting, wood cabinetry, built-in appliances, and sliding glass doors to the backyard, promoting easy indoor-outdoor living. The sizable double-door primary bedroom includes a walk-in closet and a sitting area w/bay window. Outside, the backyard offers a covered patio, separate storage shed, and plenty of open space for relaxing or entertaining. Close to Pioneer Community Park, shopping, dining & recreation, and with convenient access to Loop 101. Don't miss this gem!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.