Properties / 44865 W APPLEGATE Road
FHA ASSUMABLERate: 6.63%

44865 W APPLEGATE Road

$335,000
Maricopa, AZ 85139
4 beds3 baths2,615 sqftSingle Family
The assumable advantage
6.63%
FHA assumed rate
$31,540 interest already paid off
Estimated Loan Balance$437,512
Cash to close$0
Est. Monthly PITI$3,408
Initial Loan Amount$441,502
Time on site44 days
Remaining Term29 years
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Sun-soaked and full of potential, this 4-bedroom, 3-bath home offers 2,615 square feet of upgraded living space in Maricopa. Owned solar (no loan to assume) helps keep energy costs low. Out back, a sparkling pebble-tech pool, covered patio, and mature trees create a private retreat built for Arizona summers. Up front, a manicured grassy yard adds to the curb appeal. Inside, the flexible floor plan features formal living and dining areas, a family room, and an upstairs loft with balcony. The kitchen offers upgraded cabinetry, a walk-in pantry, and a center island. A main-level bedroom is ideal for guests or multi-generational living, while the primary suite includes a walk-in closet and bath with dual sinks, separate tub, and shower. Located close to Copper Square rec center

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,615
Property typeSingle Family
MLS #7057140
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,834/mo
Source est. payment (PITI)
$3,408/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.