Experience the perfect blend of mountain serenity and central convenience in this tree-surrounded retreat. An incredibly spacious floor plan showcases vaulted ceilings and skylights that flood the home with natural light, complemented by luxury vinyl plank flooring throughout. The oversized kitchen features a gas cooktop, built-in wall oven, and microwave--ideal for everyday living and entertaining. The primary suite offers a large shower, jetted tub, and cedar-lined walk-in closet. Enjoy formal dining, a wet bar, and a flexible 4th bedroom perfect for an office or gym. Added touches are a tankless water heater and covered front porch for relaxing. The backyard features a covered patio and pavers, creating a true outdoor escape. Don't miss this rare opportunity.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $103,938. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.