Discover 1145 S 17th Place in Cottonwood, AZ--a sharp 1,290-square-foot, 3-bedroom, 2-bathroom single-level home. It is centrally located near local shopping and dining. HIGHLIGHTS; Gourmet Kitchen: Granite countertops, copper backsplash, gas stove, and large pantry. Living Area: Engineered hardwood floors, custom window treatments. Primary Suite: Walk-in closet, wood-grain tile finishes, frameless glass shower, and vessel sinks.Efficiency & Exterior: Owned solar system, 2-car garage, and private patio.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $7,962. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.