Properties / 2080 E AQUARIUS Place
VA ASSUMABLERate: 3.02%

2080 E AQUARIUS Place

$935,000
Chandler, AZ 85249
4 beds3 baths3,243 sqftSingle Family
The assumable advantage
3.02%
VA assumed rate
$102,304 interest already paid off
Estimated Loan Balance$587,656
Cash to close$348,670
Est. Monthly PITI$3,300
Initial Loan Amount$663,714
Time on site24 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$347,344
Cash or secondary financing
Monthly savings
$2,696
Versus today's market rate
Est. savings per year
$32K
Versus today's market rate

About this home

This 4-bed, 3-bath estate blends modern style with timeless charm, indoors & out. Multiple living spaces include a formal dining room, den/office, bonus room, & an open floor plan. High quality surround sound speakers, ceiling mounted indoors for theater and patio. Chef's kitchen boasts quartz counters, SS appliances, tile backsplash, a kitchen RO system, prep island w/breakfast bar, & breakfast nook. Whole-house water softener included. HVAC equipped w/an IAQ system that helps eliminate bacteria & viruses from surfaces throughout the home. Owner's retreat offers dual vanities & a walk-in closet. Seller is open to a veteran buyer assuming the existing VA loan, subject to lender approval.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $347,344. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,243
Property typeSingle Family
MLS #7068162
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,818/mo
Source est. payment (PITI)
$3,300/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$347,344

Asking price minus remaining loan balance. Closing costs are additional.

$0$347,344
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.