**Assumable FHA 5.99% loan** An original-owner, beautifully decorated 4-bedroom home with 3.5 baths and 2193 square feet of thoughtfully designed living space, this property features an oversized 2-car garage with epoxy floors and a service door, a bright great-room layout, and an upstairs loft. The kitchen impresses with white shaker cabinets topped with crown molding, quartz countertops, tile backsplash, stainless appliances, a walk-in pantry, and an island with breakfast bar and pendant lighting. Sliding doors lead to a charming paver patio and a low-maintenance fenced yard with artificial turf. One bedroom with an en-suite bath sits on the main level-perfect for guests-while the upstairs primary suite offers a dual-sink vanity, super-sized tiled shower, and walk-in closet. Two additional secondary bedrooms share a full bath, and the conveniently located upstairs laundry room completes this exceptionally well-appointed home. Nestled in the Estrella Mountains, Estrella Mountain Ranch offers an unparalleled lifestyle: 65+ miles of trails, two resort-style clubs with pools and fitness centers, Nicklaus-designed golf, a lakeside yacht club with free boat use, and a vibrant calendar of community events. Modern living meets natural beauty.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $15,133. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.