Properties / 3495 HIGH NOON Way
VA ASSUMABLERate: 6.74%

3495 HIGH NOON Way

$695,000
Wickenburg, AZ 85390
2 beds2 baths1,845 sqftSingle Family
The assumable advantage
6.74%
VA assumed rate
$114,009 interest already paid off
Estimated Loan Balance$668,464
Cash to close$27,224
Est. Monthly PITI$4,743
Initial Loan Amount$685,657
Time on site48 days
Remaining Term27 years, 7 months
Seller's equity (what you pay)
$26,536
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Framed by sweeping mountain views and set on a premium homesite with room for a pool, or you can create your dream backyard oasis, this remarkable residence offers an elevated desert lifestyle. Designed with a sophisticated contemporary aesthetic, the home combines refined finishes with thoughtfully planned living spaces that feel both elegant and inviting. The rolling wall of glass captures the surrounding scenery and fills the interior with abundant natural light, creating a seamless connection between the indoors and the beauty beyond. The expansive great room serves as the heart of the home, providing an ideal setting for everything from intimate evenings to lively gatherings. A flexible bonus room offers endless possibilities as a home office, library, hobby room, or private retreat. The spacious primary suite is a peaceful haven, thoughtfully designed to provide comfort, privacy, and a relaxing atmosphere with stunning mountain views Every detail of this home has been carefully considered to embrace the surrounding landscape while delivering exceptional style and livability. Whether you're sipping your morning coffee while watching the sunrise over the mountains or entertaining guests against a spectacular backdrop, this property offers a truly unforgettable living experience. Discover the perfect blend of tranquility and resort-style living in one of Wickenburg Ranch's most desirable locations.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $26,536. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,845
Property typeSingle Family
MLS #7058617
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$4,452/mo
Source est. payment (PITI)
$4,743/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$26,536

Asking price minus remaining loan balance. Closing costs are additional.

$0$26,536
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.