This spacious corner-lot home in Morrison Ranch offers 5 bedrooms, 3 full baths, mature greenery, and a desirable greenbelt-setting. The main level includes separate formal living and dining spaces, a large eat-in kitchen, walk-in pantry, French doors to a side courtyard, full bedroom and bathroom ideal for guests, a home office, or flexible living needs. Upstairs features an oversized primary suite with sitting area, dual closets, separate shower and tub, and double vanities, plus a loft, open study area, three additional bedrooms, and a full bath. The private backyard offers a comfortable setting for relaxing or entertaining. HVAC units replaced in June 2023 and July 2025, water heater replaced in May 2023, major appliances replaced in 2023, reverse osmosis system in 2024. Located near Greenfield Elementary, Greenfield Junior High, and Highland High, with convenient access to dining, shopping, and freeway connections.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $802,322. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.