Properties / 11876 E 25th Place
FHA ASSUMABLERate: 4.17%

11876 E 25th Place

$527,492
Yuma, AZ 85367
4 beds3 baths2,150 sqftSingle Family
The assumable advantage
4.17%
FHA assumed rate
$60,714 interest already paid off
Estimated Loan Balance$323,746
Cash to close$205,481
Est. Monthly PITI$2,360
Initial Loan Amount$349,192
Time on site50 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$203,746
Cash or secondary financing
Monthly savings
$1,400
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Modern comfort meets Arizona lifestyle in this beautifully maintained 4-bedroom, 3 bath home in the Estrella neighborhood of Mesa del Sol. Built in 2021, this 2,150 sq. ft. home features an open concept layout, contemporary design, and a spacious 3-car garage. Step outside to a backyard designed for both relaxation and possibility, complete with a sparkling new pool and room to personalize the remaining space. With no HOA, an RV gate, and full RV hookups, this home offers the freedom, function, and flexibility that make desert living easy. Move-in ready and thoughtfully designed, this property is one you will want to see.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $203,746. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,150
Property typeSingle Family
MLS #7047056
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,711/mo
Source est. payment (PITI)
$2,360/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$203,746

Asking price minus remaining loan balance. Closing costs are additional.

$0$203,746
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.