Amazing opportunity in the heart of Flagstaff! This 3-bedroom, 2-bathroom home, located in the ''horseshoe'' Switzer-Mesa neighborhood, offers tremendous potential at an attractive price. Homes in this sought-after pocket (No HOA!) rarely come available, and properties that do hit the market tend to move quickly. This property is ready for an investor, renovator, or buyer looking to bring their vision to life. The home includes a welcoming front yard and fully fenced, spacious backyard with amazing views of the stars - all within walking distance to local trails, a large park and playground, and BASIS Flagstaff. This home is being sold ''As-Is'' - come see it today!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.