Properties / 4142 N 10TH Street
VA ASSUMABLERate: 6.06%

4142 N 10TH Street

$2,225,000
Phoenix, AZ 85014
12 beds11 baths sqftSingle Family
The assumable advantage
6.06%
VA assumed rate
$40,048 interest already paid off
Estimated Loan Balance$1,318,414
Cash to close$906,586
Est. Monthly PITI$8,524
Initial Loan Amount$1,325,000
Time on site0 days
Remaining Term29 years, 6 months
Seller's equity (what you pay)
$906,586
Cash or secondary financing
Monthly savings
$5,119
Versus today's market rate
Est. savings per year
$61K
Versus today's market rate

About this home

Welcome to The Chesterfield! Fully remodeled and separately metered, this 11-unit apartment complex in Central Phoenix offers a rare combination of flexibility, design, and cash flow potential. Each unit has been tastefully updated with modern finishes, new flooring, and contemporary kitchens and baths. All units can include appliances, furnishings, and assigned parking,ready for immediate operation. Currently run as a successful short term operation, this property is also perfectly positioned for midterm rentals catering to travel nurses, medical professionals, and corporate clients. Located within minutes of Banner University Medical Center, St. Joseph's Hospital, Phoenix Children's Hospital, and the VA Medical Center, this area experiences consistent demand for fully furnished stays. Highlights: -11 fully remodeled units - all separately metered for gas & electric -Can be sold fully furnished with appliances included -Dedicated parking -Walking distance to major hospitals and transit routes -Excellent opportunity for Airbnb, midterm, or long-term leasing strategies -Proven income performance in one of Phoenix's strongest rental corridors This is a plug-and-play investment in a thriving, high-demand location, ideal for the investor looking to scale in one of the Valley's most stable and profitable rental markets.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $906,586. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms12
Bathrooms11
Property typeSingle Family
MLS #7074851
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$8,003/mo
Source est. payment (PITI)
$8,524/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$906,586

Asking price minus remaining loan balance. Closing costs are additional.

$0$906,586
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.