Properties / 14660 N 158TH Lane
FHA ASSUMABLERate: 2.39%

14660 N 158TH Lane

$556,000
Surprise, AZ 85379
5 beds3 baths2,660 sqftSingle Family
The assumable advantage
2.39%
FHA assumed rate
$38,275 interest already paid off
Estimated Loan Balance$249,802
Cash to close$309,892
Est. Monthly PITI$2,938
Initial Loan Amount$354,039
Time on site50 days
Remaining Term9 years, 9 months
Seller's equity (what you pay)
$306,198
Cash or secondary financing
Monthly savings
$883
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Fall in love with this gorgeous two-story home! The fantastic curb appeal, 3-car garage, and RV gates are just the beginning. Inside, you'll be welcomed by a spacious and inviting layout with tile flooring, shiplap accents, a neutral palette, and plenty of natural light, making every space perfect for entertaining and relaxation. Spotless kitchen equipped with shaker cabinetry, tile backsplash, elegant quartz countertops, SS appliances, plus an island, perfect for entertaining and casual meals. The serene main bedroom hosts a practical walk-in closet and a private bathroom with double vessel sinks and a dedicated makeup table. Out back, you'll have plenty of space for outdoor activities, complete with shaded areas and a relaxing landscape. Make this gem yours now!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $306,198. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,660
Property typeSingle Family
MLS #7052408
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,396/mo
Source est. payment (PITI)
$2,938/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$306,198

Asking price minus remaining loan balance. Closing costs are additional.

$0$306,198
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.