Properties / 43879 W MARICOPA Avenue
VA ASSUMABLERate: 3.69%

43879 W MARICOPA Avenue

$429,888
Maricopa, AZ 85138
7 beds4 baths3,901 sqftSingle Family
The assumable advantage
3.69%
VA assumed rate
$74,559 interest already paid off
Estimated Loan Balance$172,022
Cash to close$260,266
Est. Monthly PITI$1,461
Initial Loan Amount$218,845
Time on site50 days
Remaining Term19 years, 9 months
Seller's equity (what you pay)
$257,866
Cash or secondary financing
Monthly savings
$1,512
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

Did you ever wonder what the owner of a home thought of it? I asked this one and here is what they shared with me. ''I love the space, of course, the freedom to switch things up. The large kitchen that allows us to all be in there without bumping into each other and the open floor plan into the living room is great for gatherings. The loft, give the kids their own space without a noise competition. The office or en suite is closed off, so it's a true work from home situation, and the bathroom in there is a great bonus. The neighborhood is quiet, and the neighbors are respectful.'' Come by, take a look - there are enough bedrooms for everyone, a kitchen you will truly enjoy. See you soon!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $257,866. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms7
Bathrooms4
Square feet3,901
Property typeSingle Family
MLS #7004662
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,023/mo
Source est. payment (PITI)
$1,461/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$257,866

Asking price minus remaining loan balance. Closing costs are additional.

$0$257,866
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.