Finally, the neighborhood you wanted at a payment you can afford! Desirable Wigwam Creek South. VA Assumption at 2.25%. 5 bedrooms, 2 bathrooms, & a thoughtfully designed open-concept floor plan. Major updates provide exceptional value, including two new Trane XR14 HVAC systems installed in 2024 & an impressive 18.615 kW solar system w/ 51 panels & dual inverters. The sellers have had virtually no electric bills for the past six months, resulting in significant energy savings. The kitchen features stainless steel appliances, soft-close cabinetry, and upgraded fixtures. Fresh interior paint, tile in all the right places, epoxy garage flooring, RO system, Gas oven, whole-house 3-stage water filtration system, updated ceiling fans, mature shade trees, & low-maintenance artificial turf.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $220,401. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.