Properties / 19676 W PINCHOT Drive
FHA ASSUMABLERate: 2.96%

19676 W PINCHOT Drive

$479,900
Buckeye, AZ 85396
3 beds2 baths1,986 sqftSingle Family
The assumable advantage
2.96%
FHA assumed rate
$43,682 interest already paid off
Estimated Loan Balance$269,845
Cash to close$211,261
Est. Monthly PITI$1,829
Initial Loan Amount$302,380
Time on site50 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$210,055
Cash or secondary financing
Monthly savings
$1,553
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

Beautiful 3-bedroom, 2-bath home with a versatile den! This home features tile flooring throughout the kitchen and living areas, creating a stylish and low-maintenance living space. Enjoy a spacious garage and a beautifully landscaped backyard complete with a fire pit--perfect for relaxing or entertaining. Don't miss this wonderful opportunity. Please submit all offers!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $210,055. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,986
Property typeSingle Family
MLS #7047604
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,277/mo
Source est. payment (PITI)
$1,829/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$210,055

Asking price minus remaining loan balance. Closing costs are additional.

$0$210,055
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.