Properties / 436 W SALT MINE Road
VA ASSUMABLERate: 2.77%

436 W SALT MINE Road

$895,000
Camp Verde, AZ 86322
3 beds3 baths2,502 sqftSingle Family
The assumable advantage
2.77%
VA assumed rate
$88,062 interest already paid off
Estimated Loan Balance$536,128
Cash to close$365,136
Est. Monthly PITI$3,112
Initial Loan Amount$607,000
Time on site50 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$358,872
Cash or secondary financing
Monthly savings
$2,764
Versus today's market rate
Est. savings per year
$33K
Versus today's market rate

About this home

Finding a property that balances high-end utility with a once-in-a-decade financial advantage is rare, but 436 W Salt Mine Rd delivers exactly that. Now offered at $895,000, this estate presents a game-changing opportunity for qualified buyers: the ability to assume a VA loan at an incredible 2.625% interest rate. In today's market, this translates to significant monthly savings and a level of purchasing power that is nearly impossible to find elsewhere. The property itself is a masterclass in rural luxury and homesteading potential. Situated on an elevated homesite, the residence overlooks a lush, irrigated front pasture and captures stunning seasonal mountain views. Whether you envision a premier horse property, a thriving organic garden, or a sophisticated small-scale homestead, more The infrastructure is already in place to support your vision. The current owners have spared no effort, completing extensive improvements that elevate the entire living experience. You get the peace and privacy of acreage without sacrificing proximity to the local amenities of Camp Verde. With its rare combination of irrigated land, meticulous upgrades, and that standout 2.625% assumable rate, this is a property where lifestyle meets smart equity. Opportunities to own a significant piece of the Verde Valley at this price are rare. Don't miss the chance to secure this remarkable retreat at an unbeatable value. Experience the magic for yourself.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $358,872. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,502
Property typeSingle Family
MLS #7026408
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,514/mo
Source est. payment (PITI)
$3,112/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$358,872

Asking price minus remaining loan balance. Closing costs are additional.

$0$358,872
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.