Properties / 25212 W CRANSTON Place
FHA ASSUMABLERate: 4.67%

25212 W CRANSTON Place

$310,000
Buckeye, AZ 85326
4 beds3 baths2,235 sqftSingle Family
The assumable advantage
4.67%
FHA assumed rate
$79,232 interest already paid off
Estimated Loan Balance$384,853
Cash to close$0
Est. Monthly PITI$2,680
Initial Loan Amount$413,275
Time on site28 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Beautiful 4 bed, 2.5 bath home on a premium corner lot with tile flooring throughout the lower level for easy maintenance and style. Spacious open layout features a large loft, perfect for a second living area, office, or game room. Plenty of space for entertaining and everyday living, with comfort and functionality throughout.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,235
Property typeSingle Family
MLS #7062875
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,143/mo
Source est. payment (PITI)
$2,680/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.