Properties / 34039 N CASEY Lane
VA ASSUMABLERate: 2.86%

34039 N CASEY Lane

$450,000
San Tan Valley, AZ 85144
3 beds2 baths1,899 sqftSingle Family
The assumable advantage
2.86%
VA assumed rate
$47,335 interest already paid off
Estimated Loan Balance$260,417
Cash to close$190,201
Est. Monthly PITI$1,522
Initial Loan Amount$299,185
Time on site14 days
Remaining Term24 years, 2 months
Seller's equity (what you pay)
$189,583
Cash or secondary financing
Monthly savings
$1,409
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Proudly offered by the original owners, this beautifully maintained home showcases thoughtful upgrades, quality finishes, and exceptional outdoor living. From the moment you arrive, you'll appreciate the attractive curb appeal with low-maintenance rock landscaping and mature plantings that create a welcoming first impression. Inside, the home features durable tile flooring throughout, elegant 7-foot interior doors, 5-inch baseboards, and a spacious, open layout designed for comfortable everyday living. The kitchen is both stylish and functional, offering rich 42-inch cabinetry, granite countertops, a gas cooktop with designer hood, and abundant storage and prep space. The oversized garage is a standout feature, complete with built-in shelving and a workbench, providing excellent organization for projects, hobbies, or additional storage. An RV gate and an expanded side yard add even more versatility, offering space for recreational vehicles, trailers, or extra storage. Step into the backyard and discover your own private retreat. Thoughtfully designed for entertaining and relaxation, the outdoor space features a gazebo, built-in BBQ, fire pit, turf, pavers, decorative rock, and a Tuff Shed for additional storage. Whether hosting family gatherings or enjoying a quiet evening outdoors, this backyard is ready to be enjoyed year-round. Lovingly cared for by its original owners, this home combines quality upgrades, practical features, and beautifully designed indoor and outdoor spaces--making it an exceptional opportunity for its next owner.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $189,583. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,899
Property typeSingle Family
MLS #7072608
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,245/mo
Source est. payment (PITI)
$1,522/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$189,583

Asking price minus remaining loan balance. Closing costs are additional.

$0$189,583
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.