Properties / 14404 W WETHERSFIELD Road
VA ASSUMABLERate: 3.1%

14404 W WETHERSFIELD Road

$599,000
Surprise, AZ 85379
4 beds4 baths3,064 sqftSingle Family
The assumable advantage
3.1%
VA assumed rate
$88,172 interest already paid off
Estimated Loan Balance$589,295
Cash to close$9,705
Est. Monthly PITI$3,172
Initial Loan Amount$651,644
Time on site17 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$9,705
Cash or secondary financing
Monthly savings
$744
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Presenting this gorgeous two-story home that radiates style and comfort at every turn! Spacious open floor plan, filled with natural light, creates an airy ambiance and effortless flow for everyday living. Wood-look tile flooring, plantation shutters, and soaring ceilings enhance the sense of space. Well-appointed kitchen offers recessed/pendant lighting, mosaic tile backsplash, SS appliances, quartz counters, and a prep island with a breakfast bar. Serene primary retreat is on the main level for added convenience, complete with plush carpet, an ensuite with a make-up desk, and a walk-in closet. Upstairs, a HUGE loft provides endless flexibility, ideal as a media room, office, or play space. Large backyard includes a covered patio that beckons you to relax after a long day. Act swiftly!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $9,705. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,064
Property typeSingle Family
MLS #7067962
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,789/mo
Source est. payment (PITI)
$3,172/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$9,705

Asking price minus remaining loan balance. Closing costs are additional.

$0$9,705
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.