Properties / 4679 Tranquility Street
VA ASSUMABLERate: 3.62%

4679 Tranquility Street

$394,000
Sierra Vista, AZ 85650
4 beds3 baths2,293 sqftSingle Family
The assumable advantage
3.62%
VA assumed rate
$62,167 interest already paid off
Estimated Loan Balance$230,005
Cash to close$165,039
Est. Monthly PITI$1,529
Initial Loan Amount$266,592
Time on site50 days
Remaining Term23 years, 2 months
Seller's equity (what you pay)
$163,995
Cash or secondary financing
Monthly savings
$1,101
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Buyer Bonus! Seller is offering up to $5,000 in seller concessions with an acceptable offer. Beautiful 4-bedroom,3-bath home with a bonus bedroom/office/playroom in the Holiday Retreat subdivision. Offering 2,293 square feet of thoughtfully designed living space, this home seamlessly blends comfort, functionality, and style. The awesome layout features spacious living areas, abundant storage, and generous closet space throughout. Step outside to enjoy breathtaking sunsets from the covered patio overlooking the beautifully landscaped backyard with low-maintenance turf. With ample room to live, work, and entertain, this home truly has it all. Residents of Holiday Retreat enjoy access to two community pools, a hot tub, clubhouse, fitness center, and childrens playground. Do not miss this

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $163,995. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,293
Property typeSingle Family
MLS #7049895
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,223/mo
Source est. payment (PITI)
$1,529/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$163,995

Asking price minus remaining loan balance. Closing costs are additional.

$0$163,995
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.