Properties / 1891 E DUST DEVIL Drive
FHA ASSUMABLERate: 4.74%

1891 E DUST DEVIL Drive

$383,900
San Tan Valley, AZ 85143
3 beds3 baths2,301 sqftSingle Family
The assumable advantage
4.74%
FHA assumed rate
$51,296 interest already paid off
Estimated Loan Balance$51,488
Cash to close$332,839
Est. Monthly PITI$721
Initial Loan Amount$79,923
Time on site50 days
Remaining Term13 years, 11 months
Seller's equity (what you pay)
$332,412
Cash or secondary financing
Monthly savings
$1,842
Versus today's market rate
Est. savings per year
$22K
Versus today's market rate

About this home

New Carpets just installed!! Interior just painted! Huge back yard pretty much a blank slate for you to create you own desert oasis. New A/C and air handler in 2025! Walk in closets in every bedroom. Super Hero loft for lots of fun for the whole family. New garage door and opener! Need 4 bedrooms? The loft could easily be converted to that 4th bedroom. The Johnson Ranch Community offers dozens of amenities, including more than 300 acres of recreation and green belt space, 3 community pools with spas, a nine-hole pitch and putt golf course, a catch and release pond, tennis courts, pickleball courts, basketball courts, a sand volleyball court, a softball field, a nine-hole disc golf course, and 19 playgrounds throughout the community. Listing agent has a financial interest in property. Upgrade List 2026 All new carpets New Laminate wood flooring in Kitchen and Pantry Interior painted New garage door New garage door opener New wire shelves in pantry and laundry 2025 Exterior painted New A/C and air handler New light fixtures New ceiling fans New faucets and tub/shower fixtures 2024 New water heater

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $332,412. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,301
Property typeSingle Family
MLS #7055429
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$422/mo
Source est. payment (PITI)
$721/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$332,412

Asking price minus remaining loan balance. Closing costs are additional.

$0$332,412
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.