Welcome to this spacious single-level home offering 4 bedrooms, 2 bathrooms, a 2-car garage and a private fenced diving pool--all with NO HOA! The light-filled floor plan offers multiple living spaces, vaulted ceilings and a cozy gas fireplace, creating plenty of room to gather, entertain or simply settle in at home. Fresh, brand-new carpet in all four bedrooms provides an immediate update, while several important improvements have already been taken care of, including an approximately 5-year-old HVAC system, newer water heater and solar panels. The kitchen offers generous workspace, a breakfast bar and pantry, with an opportunity for the next owner to update and make it their own over time. Step outside to a covered patio overlooking the backyard and fenced pool--perfect for enjoyin Arizona's warmer months. A storage shed adds valuable space for tools, bikes and outdoor gear, while the block-fenced yard offers plenty of room to enjoy. Conveniently located near Cave Creek Golf Course and minutes to Grand Canyon University with easy access to shopping, dining and major freeways, this home combines space, functionality and some of the big-ticket updates already completed. With four bedrooms, a private pool, solar and NO HOA, there is a lot to love--and plenty of opportunity to add your own style.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $89,303. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.