Properties / 17685 S Jesse James Road
FHA ASSUMABLERate: 5.41%

17685 S Jesse James Road

$285,000
Yucca, AZ 86438
3 beds2 baths1,657 sqftSingle Family
The assumable advantage
5.41%
FHA assumed rate
$38,222 interest already paid off
Estimated Loan Balance$172,394
Cash to close$113,590
Est. Monthly PITI$1,363
Initial Loan Amount$181,725
Time on site36 days
Remaining Term26 years, 1 month
Seller's equity (what you pay)
$112,606
Cash or secondary financing
Monthly savings
$652
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

If ever there was a home that screamed "I CANNOT STAND NEIGHBORS", this is it!!! Situated on 40 acres in the beautiful desert town of Yucca, Arizona, this turn key southwest style off-grid home is where solace and peace are sure to be found. Inside you will find coziness and charm around every corner. The center piece of the home is the gorgeous sunken living room that features a beautiful wood burning stove. Throughout the entirety of the house you'll find authentic Saltillo tile that brings a perfect touch of rustic charm. The 3 bedrooms and 2 full bathrooms have more than enough room for you and your guests. The large, battery backed solar panel array and two 2500 gallon water storage tanks allow a major sense of independence from pesky society. In the sprawling acreage surrounding the home you'll find a 2 car detached garage, a fenced in chicken coop, a large equestrian runout pen, as well as several storage/outbuildings. This gorgeous home has SO much to offer, so call your agent today and come feel the genuine calm this home provides.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $112,606. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,657
Property typeSingle Family
MLS #039313
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,029/mo
Source est. payment (PITI)
$1,363/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$112,606

Asking price minus remaining loan balance. Closing costs are additional.

$0$112,606
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.