Properties / 6312 S Via Alano
VA ASSUMABLERate: 3.07%

6312 S Via Alano

$829,900
Fort Mohave, AZ 86426
3 beds5 baths2,334 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$51,407 interest already paid off
Estimated Loan Balance$336,770
Cash to close$496,007
Est. Monthly PITI$2,084
Initial Loan Amount$370,991
Time on site36 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$493,130
Cash or secondary financing
Monthly savings
$3,299
Versus today's market rate
Est. savings per year
$40K
Versus today's market rate

About this home

Luxury Pool Home with RV Garage in Los Lagos Greens Golf Course Community - Golf Course living at its finest! Welcome to this stunning custom-built luxury home located in the highly desirable Los Lagos Greens golf course community in Fort Mohave, AZ. This one-of-a-kind property offers the perfect blend of upscale design, functionality, and resort-style outdoor living ideal for full-time living, a vacation retreat, or an entertainer s dream home near the Colorado River. This thoughtfully designed home features 3 spacious bedrooms, each with its own private ensuite bathroom, plus 2 additional half baths, providing ultimate comfort and privacy for family and guests. A flex space offers versatility as a home office, hobby room, or butler s pantry, while a walk-in coat closet and dual pantries add exceptional storage throughout. The open-concept living area showcases a striking wood panel accent wall, creating a warm yet modern focal point. The chef s kitchen is equipped with premium KitchenAid appliances, a built-in ice maker, and ample prep space perfect for hosting and everyday living. A standout feature of this home is the air-conditioned RV garage, complete with a second kitchen, full bar, and mezzanine loft, making it the ultimate space for entertaining, storing toys, or creating a private retreat. The luxurious primary suite offers a spa-like experience with its own plumbed coffee station, allowing you to start your mornings in comfort and style. Additional upgrades include power blinds, Ecobee smart sensors for optimal climate control, three A/C units, and a Generac backup system for peace of mind. Step outside to your private backyard oasis featuring a resort-style pool with a 6-foot gradual slope, waterfall/fire feature, and Baja shelf tanning ledge. The beautifully landscaped yard includes two gazebos, low-maintenance turf, a greenhouse, and mature lemon trees perfect for relaxing or entertaining year-round. Even your pets are covered with a smart sensor doggie door, adding convenience for every member of the household. Located in the gated Los Lagos community, residents enjoy access to golf and Bunker 19 Bar & Grill all just minutes from the Colorado River, Laughlin casinos, dining, and outdoor recreation. This is more than a home it s a lifestyle!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $493,130. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms5
Square feet2,334
Property typeSingle Family
MLS #038395
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,595/mo
Source est. payment (PITI)
$2,084/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$493,130

Asking price minus remaining loan balance. Closing costs are additional.

$0$493,130
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.