Priced to sell with an assumable FHA loan at 4.625% for qualified buyers! This 2,414 sq ft single-level Sierra floorplan in Sedella offers 4 bedrooms, 3 baths, a den, split layout, oversized lot with RV gate/parking, and a 3-car tandem garage. Every bedroom includes a walk-in closet. The kitchen features an oversized granite island, abundant cabinetry, tile backsplash, gas cooktop with vent hood, built-in microwave and wall oven, island sink, and dining area. Enjoy a covered patio plus energy-efficient features including solar, spray foam insulation, low-E2 windows, programmable thermostat, and SEER 14 HVAC. Plus 2 EV chargers in garage. Sedella offers parks, playgrounds, BBQ areas, ramadas, and Belen Soto Elementary. Minutes from Verrado dining, golf, shopping, Loop 303, and I-10.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $254,154. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.